As soon as you become eligible for a free credit report, you can spread your requests for these freebies out over the year. Instead of ordering all three at once, order one per quarter. For example:
January – Equifax
May – Experian
TransUnion – September
This will help you monitor your reports for signs of identity theft or fraud year round.
Equifax – 800-685-1111
Experian – 888-397-3742
TransUnion – 800-888-4213
You can also order your Annual credit reports online and print them out immediately.