Ten Steps to Financial Freedom

  1. Recognize the Source of your finances (Deuteronomy 8:18)
  2. Tithe   (Malachi 3:10)
  3. Keep all debts paid. Communicate with your lender if problems develop.
  4. Do not co-sign for others (Proverbs 17:18)
  5. Don’t lend money you cannot afford to lose
  6. Avoid impulse buying   (Proverbs 21:5)

Can I afford it?
Do I really need it?
How much will I really use it?

  7. Avoid high-risk investments
  8. Give to others
  9. Avoid the love of material gain (I Timothy 6:10)
10. Financial considerations must benefit the family (Proverbs 10:22)

Ten Questions We Must Answer

  1.  Can the Lord trust us with money?
  2.  Are we good stewards of His money?
  3.  Do I dislike the word “budget”?
  4.  Do I respond favorably to God’s discipline?
  5.  What are our joint financial goals?
  6.  What is our plan to become debt free?
  7.  Do we tithe regularly?
  8.  Do we have a savings account?
  9.  Do I give offerings?
10.  What changes and adjustments do we need to make concerning our finances?


                                                        - Doris Knoles


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