As soon as you become eligible for a free credit report, you can spread your requests for these freebies out over the year. Instead of ordering all three at once, order one per quarter. For example:

January - Equifax
May - Experian
TransUnion - September

This will help you monitor your reports for signs of identity theft or fraud year round.

Phone Numbers:

Equifax -  800-685-1111
Experian - 888-397-3742
TransUnion - 800-888-4213

You can also order your Annual credit reports  online and print them out immediately.


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